Track interest on money lent or borrowed

ByajApp keeps a clear ledger of who owes what, calculates interest the way you'd do it on paper, and shows repayments in plain numbers — no spreadsheets, no guessing.

What you can do

Per-customer ledger

Add an entry for each transaction and see running interest and balance update automatically.

Interest calculators

Simple interest, compound interest, rate finder, and forecast — built in for one-off calculations.

Repayments & settlement

Record part-payments, settle entries on the date you choose, and review the full payment history.

Receipts & agreements

Attach photos or PDFs to any entry so the paperwork stays with the number.

PIN lock

Optional PIN to keep your ledger private if you share your phone.

PDF export

Share a clean PDF of any customer's ledger or a single entry's detail.

Get the app

ByajApp is available on Google Play. An iOS version is in the works.

Get it on Google Play

Legal & support